Sectors

nFrnds provides a broad range of specific-solutions designed for the unique needs of our partners and their customers in Agriculture, Financial Inclusion and Healthcare among others.

Within each of these solutions, partners benefit from our tailor made business (SaaS) solutions as well as basic connectivity, knowledge management and educational features that require no internet or data, built into the platform.

F1 Training Circle

All these services are accessible on any mobile device and require zero data, internet or hardware/software installations enabling healthcare providers, patients and other eco-system players to communicate in areas where internet is unavailable.

The nFrnds platform that required no hardware infrastructure, downloads or broadband access is perfectly suited for expanding financial inclusion by bringing a broad range of payment solutions and financial capabilities to underserved communities and the 2 billion people in the world that are currently ‘unbanked’.

nFrnds provides a range of bundle services from our various partners, such as MasterCard’s payment solutions or Microsoft’s Dynamics AX7 ERP solution, that are plugged into the platform, creating a comprehensive end-to-end solution.

  • Branchless Banking

    • nFrnds is working with MasterCard and other financial partners to provide comprehensive branchless banking services to the mass market. Through this partners, the nFrnds platform is enabling the delivery of financial services through registered agents who use the platform for both communication and to transmit transaction details. This allows for a highly mobile, affordable, paperless alternative to the traditional banking system and expanding the financial system to include rural and underserved areas.……………………………………………………………………… …………………………………………………………………………………………………………………………………………..

  • Point of Sales (POS)

    • Virtual POS to micro-merchants with no need for a computer or a data connection. All transactions, including invoice and receipt, are stored in the cloud accounting management system provided by nFrnds that is accessible from even the most basic mobile device and can be paid for via Mobile Money. …………………………………………………………………………………………………..  As the transaction is completed and approved a message is sent to the customer as a proof of purchase. This provides micro-merchants with both CRM and inventory management services as well as the ability to provide loyalty plans to their customers.

  • SACCO Services

    • The platform enables a SACCO to manage their services and communicate with their members, enabling members to receive information on their current state, request loans, monitor and track their loans and account balance, interact with the bank, interactions between SACCO members and admin.

  • Credit Ratings

    • The vast amount of data collected through the nFrnd platform can be used to greatly enhance credit scores and social rankings thus enhancing monitoring capabilities and expanding the lending pool to reach significantly more users………………………………………………………………. 

  • Mobile Banking

  •   Request loans

    • Borrower can request loans from their mobile device and the nFrnds platform allows for the streamlining of the loan request process, creating a workflow process connected to financial institution’s online services. This significantly reduces the cost of contract and interest rates, leading to the creation of a viable factoring business for local banks.

      Check balance

    • User can check their account balance, can check their loan balance, interact with the bank if they have issues which will delay loan payment, etc. (e.g. send a message that they do not have funds but will be able to pay next week.)

  • Transaction Payments

    • Customers, SMEs, micro-SMEs, service providers and buyers can pay for products and services directly from any mobile device. The nFrnds platform can automate and provide oversight over this entire process from ordering to payments and issuing of receipts, all through any mobile phone with no data or hardware requirements. …………………………………………………………………. ………………………………………………………………………. ……………………………………………………………………… …………………………………………………………………….. ……………………………………………………………………….                              …………………………………………………………                                                                            …………………………………………………………..                                                              …………………………………………………………………………….

nFrnds’ mAgri solution contains a set of services, especially designed to answer farmer’s social and business needs, taking into account the barriers and limitations faced by smallholder farmers while at the same time making them into viable customers and suppliers in a much more efficient ecosystem. These services require no data or software installations and are accessible through simple menus on any mobile device.

Sample mAgri Services

  • Access to Information

  •   A knowledge base and educational materials

    • Providing farmers with agriculture tips, market prices and locations, weather through dynamic menu features that farmers are able to access 24-hours a day

      Knowledge Management

    • Management of the information collected both by organisations and via user input, enabling users to search and subscribe to notifications and tips.

  • Interactive Instant Communication

    • Enabling farmers, buyers, wholesalers, extension workers, financial institutions and others to communicate and interact.
    • Real time advice about planting techniques, weather data, correct times for harvesting, treating disease and much more. …………………………………………………………… .  ………………………………………………………….. …………………….  …………………………………….. ………………………………………… ………………… …………………………………………….. …………. … ………………………………………………………..

  • Supply Chain Management (SCM) Automation

    • Streamlining business process throughout the ecosystem, enabling services such as input ordering, distribution and timely collection planning. …………………………………………………………… …………………..

  • Market Place

    • Interactive on-line commerce service enabling users to buy and sell agricultural inputs, crops and services. The service includes the ability to set-up a store, search for products, connect buyers and sellers via email and chat, process the transaction via mobile money and other financial services.

sample-magri-flow

Emerging market healthcare systems face a range of challenges especially in providing quality healthcare to rural areas where communication and connectivity services are often lacking. The nFrnds platform overcomes these challenges offering a range of tailor made services to empower both healthcare workers and patients. As with all nFrnds features, these services require no data or software installations and are accessible through simple menus on any mobile device.

Sample mHeath Services

  • Collect Information from Remote Clinics

  •   Post Market Surveillance

    • To gain feedback from the users on selected products that can be used to inform further R&D and interventions

      Proficiency Testing

    • Surveys to collect indicators on quality, performance, procedural process, adherence and results of medical interventions (e.g. tests, medication, treatments, equipment etc.)

      Data Input Capabilities

    • From remote locations (e.g. inventory, patient data, clinic status, recording patient treatments, medication reminders+ log treatment

      Group Forums

    • To obtain expert advice and interact with fellow patients for social support, learning and increasing adherence behaviour

  • Digitizing Medical Records

  •   Paperless Prescriptions

    • Ability for doctors to send prescriptions directly to pharmacies

      Remote Ordering System

    • Accessible to both pharmacies and patients

      Appointments bookings

    • Patients can schedule doctor’s appointments in advance

      Health Insurance Authentication

    • For reducing fraud ……………………………………………………………                      ……………………………………  ……………………… ……………………………………………  ……………… ………………………………………………………. ….. ……………………………………………………………                                                        ………………………………… …………….. ………………………..  ……………………………………………………………

  • Business and Financial Solutions

  •   Real-time Data Collection

    • Allowing for better understanding of prescription trends, disease prevalence and location, health spending etc.

      Inventory Management for Pharmacies and Hospitals

      POS for pharmacies

    • With no need for IT/hardware infrastructure

  • Knowledge Management System

  •   Connecting Remote Clinics to Knowledge Bases

    • Enabling searches for health information

      Information Dispersion

    • Awareness on health issues (e.g. disease outbreak notifications, healthcare education (e.g. nutrition, sanitation, prevention), maternal health tips etc.)

The flexibility of the nFrnds platform, its strong analytics, ability to do rapid proto-typing and broad range of interactive services that require no internet or data, make it an ideal platform for a broad range of applications in numerous sectors, some of these include:

  • Government

    • Services for government bodies to enable the collection of timely and up-to date data on an on-going basis (e.g. from farmers on crops planted, yields, land usage) as well as in providing various government services to citizens (e.g. registrations, access to information, tenders etc).

  • Energy

    • Connecting users to solar power back end for billing, check balance, payments, paying via pre-paid mobile account, request and track loan payments………………………………………………………         ………………………………………………………..                       ……………………………………………………………….

  • Youth

    • A unique social connectivity service, bringing connectivity, fun and opportunities to the youngsters in emerging markets. A viral service that includes chat, group chat, make friends, prizes and other perks.

  • Ad Engine

    • An advertisement engine that lets sellers and service providers manage focused campaigns to potential customers from their mobile phones ………………………………………………………….. . ……………………………………………………………

  • Education

    • Expanding the reach of education and distance learning solution. nFrnds can connect teachers, students and parents, while digitizing the curriculum and the education processes and tasks such as teacher assignments to students, parents’ access to information such as students’ grades, etc.