Our solution enables banks to provide their customers with a full range of mobile financial services, without the need for data connection nor an actual branch. Our software acts as a layer that sits on top of the bank’s core system enabling rapid and secure financial transactions. Customers can make payments, engage with bank representatives, and apply for loans, among other modern banking services.
With over 3.5 million customers and over 180,000 banking agents, BTPN is Indonesia’s leading bank focused on driving financial inclusion in the mass market.
N-Frnds provides the digital infrastructure for BTPN’s branchless mobile banking system and agents’ network with services such as: